Warehouse Product
Protection
Protecting Your Inventory While It's In Storage
If you are the owner of a product stored at a 3PL location, you need a separate policy for the goods while they are in storage.
Why You Need This Coverage
Did you know that there is no state or federal regulation specifying warehouse liability limits? Just as carriers significantly limit their liability for cargo loss or damage, so too do warehouses. Most warehouses cover their building and operations only and have very limited liability for your inventory.
Many shippers choose not to roll the dice and insure their goods in storage with WSSA’s warehouse value protection.
What Our Warehouse
Protection Covers
WSSA offers warehouse protection at competitive rates. We cover approved goods in storage at specified domestic or foreign locations against all risks of physical loss or damage from external causes except as otherwise excluded. WSSA’s coverage does include earthquake, flood and windstorm for approved locations.
Where Coverage Applies
- Named 3PL warehouse addresses in the U.S. and abroad
- Add or change locations as operations evolve (subject to approval)
- Works alongside transit policies (or upgrade to Stock Throughput for end-to-end transit + storage)
FAQs
Warehouse storage insurance covers goods while they are stored in a 3PL. Warehouse legal liability is the warehouse’s coverage for their own interests and only responds when you can prove negligence on behalf of the warehouse and its employees.
All commodities as it relates to the beverage alcohol industry.
Yes – coverage applies to specified global locations with approval.
Typically yes—subject to policy terms, conditions, and any endorsements. Provide details on security and protections.
Once you’re a member and we receive a complete Participation Form, coverage can be bound upon approval and confirmation for the first day of the following month.
Yes—with 30 days notice and underwriting approval and endorsement of the new location.
Consider Stock Throughput for integrated door-to-door transit plus storage.